Equity Release

Welcome

There are two types of equity release product: Lifetime Mortgages (often called Equity Release Mortgages) and Home Reversion plans.

A Lifetime Mortgage is quite simply a mortgage which runs for the rest of your life or until you either go into lifetime care or the property is no longer your main residence. You do not make any mortgage payments, instead the amount you borrow, interest and any charges are repaid from the sale of your property meaning at all times you retain full ownership of your home.

Equity Release products are used to raise a cash lump sum or supplement your regular income in retirement.

It's recommended that you discuss your options with your family, an independent expert, and your own legal adviser as this is a long-term commitment.

Like to know more?

To help you make a decision that's right for you, our team of expert independent financial advisers can look at other investment and savings options available whilst the specialist Lifetime Mortgage Adviser we've teamed up with can look specifically at Lifetime Mortgage products for you.

We hope you'll find the information in this website useful, however please feel free to contact us.