Taxation
Tax is part of life so it makes sense to get the best advice. Our specialists will ensure you choose the investment vehicle to help you make your investments and wealth as tax efficient as possible.
In this world nothing can be said to be certain, except death and taxes.
The three main areas of tax are: Inheritance Tax, Income Tax, and Capital Gains Tax and they all interact with each other.
Whether we're talking about the money we earn or the money our savings earn for us, the taxman takes as much as £4 in every £10.
You may find that inheritance tax would apply to you even if you do not consider yourself to be wealthy, as the individual lower limit at which this tax must be paid in 2007/2008 is £300,000. As this includes the value of your main home and any other property as well as other assets the number of people qualifying for inheritance tax is quickly increasing.
We can also help you draft a will with inheritance tax in mind, set up a specialist trust or advise on other options available to help reduce the amount of tax that would have to be paid on your estate.
And yet, when it comes to your estate, savings and investments, a few easy tax-planning measures can dramatically cut the tax you pay, giving a healthy boost to the returns for you and your family and allowing you to leave as much as possible from your estate to your heirs.
Our specialists will advise you in this area.
Saffron Independent Financial Advisers Ltd, Saffron Building Society and Crocus Home Loans Ltd are authorised and regulated by the Financial Services Authority for investments, pensions, life assurance, insurance and regulated mortgages. Saffron Independent Financial Advisers Ltd company registration number is 2455573 and FSA registration number is 471930. Registered Office: Saffron House, 1A Market Street, Saffron Walden, Essex, CB10 1HX. Saffron Independent Financial Advisers is a wholly owned subsidiary of Saffron Building Society registration number 100015.
